SIP Calculator — Estimate Mutual Fund SIP Returns
Free SIP calculator. Estimate the future value of a monthly SIP with expected return and tenure, with invested amount, wealth gained and year-wise growth.
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A Systematic Investment Plan (SIP) invests a fixed amount every month. Enter your monthly investment, expected annual return and time period to estimate the maturity value, the total amount you invested and the wealth gained. A year-wise table shows how compounding builds over time. Returns are estimates, not guarantees.
How to use the SIP Calculator
- Enter the monthly investment amount.
- Enter the expected annual return and years.
- Read the projected value and yearly growth.
SIP Calculator — frequently asked questions
How is SIP return calculated?
Future value = P × [((1+i)^n − 1) ÷ i] × (1+i), where P is the monthly amount, i the monthly rate and n the number of months.
Is the result guaranteed?
No. Market-linked returns vary; the calculator assumes a constant rate for illustration.
What return should I assume?
Use a conservative figure and try several scenarios rather than relying on one estimate.
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