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Compound Interest Calculator with Yearly Breakdown

Free compound interest calculator. See how your money grows with annual, half-yearly, quarterly, monthly or daily compounding, with a yearly table.

Runs in your browser — your data is never uploaded.

About this calculators tool

Compound interest earns interest on interest. Enter the principal, interest rate, time and compounding frequency to see the maturity amount, the interest earned and a year-by-year growth table. Compare frequencies to see how more frequent compounding increases returns.

How to use

How to use the Compound Interest Calculator

  1. Enter the principal, rate and time.
  2. Choose the compounding frequency.
  3. Review the maturity value and yearly growth.
FAQ

Compound Interest Calculator — frequently asked questions

What is the compound interest formula?

A = P × (1 + r/n)^(n×t), where n is the number of compounding periods per year.

Compound or simple interest?

Compound interest grows faster because earlier interest also earns interest.

Does daily compounding matter?

It increases returns slightly compared with annual compounding, especially over long periods.

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