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FD Calculator — Fixed Deposit Maturity Amount

Free FD calculator. Estimate the maturity amount and interest on a fixed deposit with quarterly, monthly, half-yearly or yearly compounding.

Runs in your browser — your data is never uploaded.

About this calculators tool

Enter your deposit amount, the bank’s interest rate and the tenure to estimate what your fixed deposit will be worth at maturity. Choose the compounding frequency used by your bank — many compound quarterly. Interest is shown before tax; actual payouts depend on your bank and tax slab.

How to use

How to use the FD Calculator

  1. Enter the deposit amount and interest rate.
  2. Enter the tenure and compounding frequency.
  3. Read the maturity amount and interest earned.
FAQ

FD Calculator — frequently asked questions

How is FD interest calculated?

Most banks compound interest quarterly using A = P × (1 + r/n)^(n×t).

Is the interest taxable?

FD interest is generally taxable according to your income slab; check current rules or ask an adviser.

Why might my bank’s figure differ?

Banks may use different day-count and rounding rules.

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