EMI Calculator — Home, Car & Personal Loan EMI
Free EMI calculator. Find your monthly loan EMI, total interest and total payment for home, car or personal loans, with a year-wise repayment table.
Runs in your browser — your data is never uploaded.
Enter the loan amount, annual interest rate and tenure to calculate your monthly EMI. The calculator also shows the total interest payable, the total amount repaid and a year-by-year table of principal, interest and outstanding balance. Use it to compare loan offers and plan your budget before you borrow.
How to use the EMI Calculator
- Enter the loan amount and interest rate.
- Set the tenure in years or months.
- Review the EMI, total interest and yearly breakup.
EMI Calculator — frequently asked questions
What is the EMI formula?
EMI = P × r × (1+r)^n ÷ ((1+r)^n − 1), where P is the principal, r the monthly interest rate and n the number of months.
Does a longer tenure reduce EMI?
Yes, but you pay more total interest over time.
Are processing fees included?
No. Fees and insurance charged by lenders are extra.
Related free tools
SIP Calculator
Free SIP calculator. Estimate the future value of a monthly SIP with expected return and ten…
Compound Interest Calculator
Free compound interest calculator. See how your money grows with annual, half-yearly, quarte…
Simple Interest Calculator
Free simple interest calculator. Find the interest and total amount from principal, annual r…
Have an idea? Let’s build it.
Tell us what you need — we’ll reply with a clear, written quote. No pressure, no jargon.